Spot can cover your medical bills up to $25,000 per injury anytime you get hurt while training or participating in an event on any sanctioned USA BMX / BMX Canada track. There’s no deductible and your plan works whether you have health insurance or not. We'll even coordinate with your existing health insurance if you have it. A Spot policy is best for those with lousy or high deductible healthcare plans and those without health insurance. From stitches to surgery, X-Rays to physical therapy, get your medical bills paid for each time you're hurt on the track.
If you have an accident, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.
Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a personal claims representative who will work with you to determine the best plan for your medical and financial situation.
Not an USA BMX member? Click here to join today, and then purchase Spot.
Spot policy for 1 year
Accidental Medical Expense
Accidental Death or
Congratulations! You're covered. Check your email for a confirmation from Spot and for details on how to log into your Spot account.
Spot covers costs from your doctor-recommended treatment plan up to $25,000 for any covered physical injury as long as it’s carried out by a licensed physician. Your treatment plan could include diagnostic scans, hospital stays, ER visits, surgeries, and emergency transportation. Basically, anything your licensed physician recommends that you need to recover from your accident. Unfortunately, your spiritual healer’s plan is on you.
No, Spot is not health insurance. Spot provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness, pre-existing conditions, and chronic sickness are not included in your policy coverage.
Each accident you have on the track is eligible for reimbursement up to $25,000. This means if you need stitches and an MRI after a training accident one day, you’re covered for up to $25,000 for that. If you have another crash the next week, you’re covered for up to $25,000 for that as well. We really hope that never happens to you but we’ve got your back regardless, even if it’s broken.
Our annual coverage (valid for 1 year from purchase date) protects you while you are training or participating in an event on any sanctioned USA BMX / BMX CANADA track. Your coverage works nationally as well as internationally and you can purchase coverage no matter which state you live in. Right now, this USA BMX coverage only covers you on the racetrack. To find a sanctioned USA BMX track, head to this link.