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Injury Insurance for BMX RIDERS

You can rest assured knowing Spot has your back whenever you're on the track.


Get Spot

Spot can cover your medical bills up to $25,000 per injury anytime you get hurt while training or participating in an event on any sanctioned USA BMX / BMX Canada track. There’s no deductible and your plan works whether you have health insurance or not. We'll even coordinate with your existing health insurance if you have it. A Spot policy is best for those with lousy or high deductible healthcare plans and those without health insurance. From stitches to surgery, X-Rays to physical therapy, get your medical bills paid for each time you're hurt on the track.

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Get hurt

If you have an accident, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.

Get paid

Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a personal claims representative who will work with you to determine the best plan for your medical and financial situation.

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Purchase Spot Here

USA BMX is the policyholder for Accident Insurance for all registered members of USA BMX enrolled in the voluntary annual buy-up option, participating in activities sponsored or supervised by USA BMX, including injuries sustained during events or while practicing on sanctioned USA BMX racetracks. Coverage is subject to the terms, conditions, and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot.

Not an USA BMX member? Click here to join today, and then purchase Spot.

Spot policy for 1 year

INCLUDES

$25,000

Accidental Medical Expense
Coverage

$10,000

Accidental Death or
Dismemberment Coverage

TOTAL
$75*
One time payment for coverage for 1 year
*Price includes admin fees

PERSONAL DETAILS

PAYMENT

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What's Covered? Covered: Broken bone, stitches, surgeries, concussion. Not Covered: Shin splints, dehydration, illness,
						injuries before Spot. What's Covered? Covered: Broken bone, stitches, surgeries, concussion. Not Covered: Shin splints, dehydration, illness,
						injuries before Spot.

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