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What is Spot?

We partner with some of the biggest names in the active lifestyle industry—like USA Cycling, Strongman Corporation, Ikon Pass, and Race Ready—to offer custom-built injury coverage. We make getting hurt less painful for your customers—and that’s more valuable for you.

More Value

Accidents happen. So, when your customers know they’re safe from massive medical costs, they know they can do more of what they love with zero hesitation. And that’s peace of mind they won’t find anywhere else.

Less Risk

We know when your customers file a claim. Which means we collect data that gives you insight into how they’re getting hurt. So you can make enhancements that mitigate risk for even the most accident-prone.

Rapid Claims

Our fast and easy claims process actually pays out. That means happy customers. And that’s great for business.

Easy Integration

We handle the entire digital integration and customer claims process from beginning to end—at no extra cost.

Let’s Talk

Tell us a few details about you and your company so we can help.


Looking for an individual policy?

You’re in luck! We partner with over 20 organizations in the active lifestyle space to offer injury insurance that actually covers the things you love to do—whether that’s learning to ski, cycling, or racing. Check them out here and get the coverage that’s right for you.

Need to file a claim?

Bummer. Sign in here to access your account and start the claims process. 

Have questions? Check out the Spot Help Center for detailed information, chat with us, or shoot us an email at

Trusted by People with Active Lifestyles

Spot is a game-changer in the insurance industry, and we have no intention of slowing down. We’ve already partnered with some of the biggest names in the active lifestyle industry.

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